Legal

Cookie Policy

Last updated: 1 June 2026

1. What Are Cookies?

Cookies are small text files placed on your device (computer, tablet, or smartphone) when you visit the app-myisb website or use our digital banking application. They allow our platform to recognise your device, remember your preferences, and provide a secure, personalised experience. Cookies do not contain your banking credentials and cannot execute code or deliver viruses.

2. Types of Cookies We Use

Required

Strictly Necessary

Essential for the website and app to function. Without these, services like secure login, session management, and fraud prevention cannot operate. They cannot be disabled.

  • Session authentication tokens
  • Security and anti-CSRF tokens
  • Load balancing and failover cookies
  • Cookie consent preference record
Optional

Analytics & Performance

Help us understand how visitors interact with app-myisb so we can improve reliability and usability. All data is aggregated and anonymised — we do not profile individual users.

  • Page views and navigation paths
  • Feature usage and error reporting
  • Session duration and device type
Optional

Marketing & Targeting

Used to deliver relevant financial product information and measure campaign effectiveness. These are only set with your explicit consent.

  • Interest-based ad personalisation
  • Conversion tracking from referral sources
  • Social media remarketing pixels

3. Why We Use Cookies

  • To keep your account session secure and prevent unauthorised access.
  • To remember your display language, currency, and notification preferences.
  • To measure which features are most valuable so we can prioritise improvements.
  • To show you relevant app-myisb product offerings based on your browsing (with consent).
  • To comply with our regulatory obligations, including fraud detection requirements.

4. Third-Party Cookies

Some cookies on our platform are set by trusted third-party providers. These partners operate under their own privacy policies, which we encourage you to review.

ProviderPurposeType
Google AnalyticsAggregated usage statisticsAnalytics
CloudflareSecurity, DDoS protection, performanceNecessary
Google AdsConversion tracking & retargetingMarketing
HotjarSession heatmaps & UX researchAnalytics

5. How to Manage or Disable Cookies

You have full control over optional cookies. You can manage your preferences at any time through the following options:

  • Cookie banner: Update your consent choices via the "Manage Cookies" button in the site footer at any time.
  • Browser settings: Most browsers allow you to block or delete cookies. Refer to your browser's help documentation (Chrome, Firefox, Safari, Edge) for instructions.
  • Opt-out tools: For Google Analytics, visit tools.google.com/dlpage/gaoptout. For interest-based ads, visit youronlinechoices.eu.
Please note: Disabling strictly necessary cookies will impair core app-myisb functionality, including secure login and transaction processing.

6. Your Consent

When you first visit app-myisb, a cookie consent banner will appear. By clicking "Accept All" you consent to the use of all cookie categories described above. Clicking "Manage Preferences" allows you to enable or disable individual categories. Strictly necessary cookies are always active and do not require consent under applicable law (including GDPR and ePrivacy Directive). Your consent is recorded and stored for 12 months, after which you will be asked again.

7. Changes to This Cookie Policy

We may update this Cookie Policy as our services evolve or regulatory requirements change. Any material changes will be notified via an in-app banner or email to registered users at least 14 days before taking effect. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of app-myisb after the effective date constitutes acceptance of the updated policy.

Questions About This Policy?

If you have any questions or concerns about how app-myisb uses cookies, please contact our Data Protection Officer at [email protected] or write to us at app-myisb Ltd., 12 Finance Quarter, London, EC2V 8RT, United Kingdom.

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app-myisb is a registered financial technology service. Banking services are subject to applicable laws and regulations.